The Westpac Low Rate Card is a smart choice for those looking for a credit card with lower interest rates, cashback offers and exclusive benefits.
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Westpac offers exceptional value with its attractive features. With up to $350 cashback, 0% p.a. on balance transfers for 24 months, low annual fees and up to 55 days interest-free, this card is designed to help you save money while meeting all your credit card needs.
Enjoy a card that’s designed to reward you. Enjoy $50 cashback per month for every $1,000 spent on eligible purchases for the first seven months after approval — an incredible incentive for everyday spending. Plus, with no first-year fee for existing Westpac customers, you’ll keep more of your money where it belongs — back in your pocket.
Key Features and Benefits Westpac Low Rate Card
- Up to $350 Cashback: Earn $50 cashback monthly when you spend $1,000 or more on eligible purchases within the first seven months from card approval—making every transaction more rewarding.
- 0% p.a. on Balance Transfers for 24 Months: Consolidate existing credit card debt effortlessly with zero interest for two years on balance transfers (a 2% transfer fee applies).
- Low Annual Fee: With an annual fee of just $59, this card offers affordability alongside its many features.
- Up to 55 Days Interest-Free: Manage your purchases without incurring interest charges for up to 55 days, providing greater flexibility.
- Competitive Purchase Rate of 13.74% p.a.: Enjoy one of the lowest ongoing variable interest rates on purchases, ideal for those looking to keep costs down.
- Exclusive Digital Features: Manage your card seamlessly with the Westpac App, which offers tools for budgeting, tracking expenses, and smart repayment plans.
- Secure and Convenient Payments: Shop confidently with fraud protection, digital wallet compatibility (Apple Pay, Google Pay, Samsung Pay), and instant access to your digital card upon approval.
The Westpac Low Rate Credit Card embodies affordability, flexibility, and rich perks. Whether it’s earning cashback, taking full advantage of balance transfer options, or enjoying interest-free days, this card makes managing your finances both cost-effective and convenient.
Apply now and start maximizing the benefits of your credit card today!