Building credit doesn’t have to be boring or unrewarding. While most credit cards for beginners are difficult to get approved for, offer basic features, and have high fees, the Discover it Secured Credit Card is here to change the game, paying you to build your credit.
You don’t need a credit history to apply, and you can even count on free annual fees and cashback, all in a card full of benefits for everyday payments. Follow along and see how easy it is to apply for yours!
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Why do Americans love the Discover it Secured card?
- Earn Cashback: This is rare with no-credit-check cards and no annual fee, but with Discover you earn a 2% bonus cashback at gas stations and restaurants (up to $1,000 in combined purchases per quarter) and 1% on all other purchases.
- Unlimited Cashback: At the end of the first year, Discover automatically matches all the cashback you’ve earned, with no limit to the amount that can be matched.
- No Credit Score Required: You don’t need a credit score to apply, making the service accessible to beginners or those rebuilding their credit.
Advantages of the Discover Card
👉 Path to unsecured credit: After 7 months, Discover automatically reviews your account to check if it’s possible to upgrade to a higher credit limit.
❌ No annual fee: Like the best cards on the market, you don’t pay an annual fee to use this card.
🔒 Real credit building: Your payment history is reported to the 3 main credit bureaus (TransUnion, Experian and Equifax).
Want to apply for your Discover card?
The Discover it Secured credit card is widely considered one of the best tools for building credit, as it offers the benefits of a premium card — such as rewards and fee waivers — while helping you prove your reliability.
By using it for everyday purchases and paying on time, you’re not just building a score; you’re earning cash back.
Ready to start building your future and earning rewards at the same time? Click the button below and see if you’re pre-approved in minutes, without affecting your credit score!