Using the TD FlexPay Credit Card means more than just having access to credit; it means building a stronger financial future.
Are you looking for a credit card that fits your financial life, rather than the other way around? The TD FlexPay Credit Card is built to provide relief when you need it most, helping you take control of your budget. With its flexible payment options, a competitive introductory APR, powerful financial management resources, and top-tier security, this card acts as a financial ally, not just a line of credit.
Discover Added Value with Special Rewards
While the TD FlexPay Credit Card is known for its payment flexibility, it also gives you access to valuable promotions, such as partner discounts or limited-time cashback rewards. These deals are typically shared through the TD mobile app or website, making it simple to take advantage of them as they become available. And since there is no annual fee, you can enjoy all the card’s benefits without the pressure of extra expenses.
Achieve Significant Savings with a 0% Introductory APR
A key feature of the TD FlexPay Credit Card is its excellent 0% introductory APR for up to 18 months on both purchases and balance transfers. This gives you plenty of time to pay down a large purchase or consolidate debt from higher-interest cards without accumulating interest. After this period, a variable APR of 19.24% to 29.24% will apply, depending on your credit history. This extended 0% APR term provides superior control over your balance compared to many other cards.
Smart Resources for Enhanced Financial Management
Take command of your finances with tools designed to make your life easier:
- Free monthly access to your FICO® Score, which helps you track your credit health.
- Customizable alerts for monitoring spending, payment due dates, and any unusual account activity.
- The TD mobile banking app, offering a full view of your transactions, account balances, and bill payments.
- Support for digital wallets and tap-to-pay technology for quick, contactless purchases.
Everything you need to stay organized, informed, and on budget is right at your fingertips.
Modern Technology for Daily Convenience
Advanced, user-friendly tech makes managing your TD FlexPay Credit Card effortless:
- Instantly lock or unlock your card through the TD mobile app if it is ever misplaced.
- Set up autopay and payment reminders to stay on top of your due dates.
- Enjoy seamless integration with Apple Pay®, Google Pay™, and Samsung Pay™ for fast, secure payments.
- Monitor credit trends and set your own financial goals directly from the app.
Whether you’re managing your payments or tracking expenses, the TD mobile platform provides clarity and control wherever you are.
Security That Protects You
You can rest easy knowing that strong security features are in place to protect your finances:
- Zero Liability Protection for any unauthorized transactions.
- EMV chip technology to ensure secure in-person purchases.
- Real-time fraud monitoring with 24/7 alerts for suspicious activity.
- Emergency card replacement and travel assistance to keep you covered on the go.
With TD’s comprehensive security, you can focus on your goals without worrying about your card’s safety.
Transparent Terms That Put You First
Here is a summary of the most important terms:
- Introductory APR: 0% for up to 18 months on both purchases and balance transfers.
- Standard APR: A variable rate from 19.24% to 29.24%, based on your creditworthiness.
- Balance Transfer Fee: 3% of the amount or $5, whichever is greater.
- Annual Fee: $0.
- Foreign Transaction Fee: 3%.
Helpful Tip: If you transfer a balance, try to pay it off during the intro period to avoid interest charges later.
Apply Now to Take Charge of Your Credit
Don’t wait to bring more flexibility into your financial life. The application is secure and fast:
- Navigate to the official TD Bank website.
- Provide your personal and financial information on the online form.
- Receive a quick decision and start enjoying your benefits.
You can apply right now and take your first step toward smarter spending.