If you’re ready to strengthen your credit profile while earning rewards and saving on interest, the U.S. Bank Altitude Go Secured Visa Card is a powerful place to begin.
Want to improve your credit score without giving up meaningful perks? The U.S. Bank Altitude Go Secured Visa Card goes beyond the basics of a traditional secured card. It offers competitive rewards, no annual fee, and a structured path toward stronger credit. Designed for individuals focused on financial progress, it combines everyday earning potential with practical tools and long-term upgrade opportunities.
Earn While You Spend: Real Rewards on Everyday Purchases
Unlike many secured credit cards that provide limited benefits, the Altitude Go Secured rewards common spending categories:
- 4X points on dining, including restaurants, takeout, and delivery
- 2X points at grocery stores, gas stations, and eligible streaming services
- 1X point on all other purchases
Points can be redeemed through the U.S. Bank Rewards Center for cash back, travel, gift cards, or merchandise. The flexibility gives you control over how you use your rewards. With no annual fee, the card remains affordable for long-term credit-building.
Save as You Build: Introductory APR for Added Flexibility
New cardholders receive a 0% introductory APR on purchases for the first 6 billing cycles. After the promotional period, a 29.99% variable APR applies.
This limited-time financing option is uncommon among secured cards and can help you manage larger purchases responsibly. While the intro APR provides short-term breathing room, paying balances in full remains the most effective way to avoid interest charges.
Budget Smarter with Digital Tools and Insights
The Altitude Go Secured includes practical tools that support responsible financial management:
- Complimentary access to your TransUnion credit score
- Real-time spending notifications and alerts
- A customizable U.S. Bank mobile app for tracking payments and rewards
- Contactless payments and compatibility with Apple Pay®, Google Pay™, and Samsung Pay™
These features make it easier to monitor activity, stay organized, and build positive habits.
Control, Convenience, and Security
Your account is supported by multiple protection features:
- Zero Liability Protection for unauthorized transactions
- EMV chip technology for enhanced transaction security
- 24/7 fraud monitoring and real-time alerts
- Instant card lock/unlock functionality within the mobile app
These safeguards allow you to use your card confidently, whether online or in person.
Know What You’re Signing Up For: Clear Terms
Key details to understand before applying:
- Annual Fee: $0
- Intro APR: 0% for 6 billing cycles (purchases only)
- Ongoing APR: 29.99% variable
- Foreign Transaction Fee: 3%
- Security Deposit: Minimum $300 refundable deposit
Tip: Paying your balance in full and keeping utilization low will maximize your credit-building results.
How to Apply for the Altitude Go Secured Visa Card
The application process is simple:
- Visit the official U.S. Bank website or a local branch.
- Enter your personal, employment, and financial information.
- Submit your refundable security deposit (starting at $300).
- Receive a decision and begin building credit responsibly.
Your security deposit determines your credit limit and is refundable when the account is closed in good standing.
Start Building Stronger Credit Today
Apply for the U.S. Bank Altitude Go Secured Visa Card now and take a confident step toward improving your credit while earning rewards on everyday spending.