Learn more about Chase Freedom Unlimited Credit Card and know how you can apply!
The Chase Freedom Unlimited Credit Card is a $0 annual fee card with above-average Cash Back earnings on travel, dining, and drugstores, while also allowing you to earn Cash Back on all other everyday purchases. So, if you’re looking for a credit card with many benefits, no annual fee, and Cash Back Rewauds, this could be your match!
It is a great cash back card with many advantages. Want to learn more about it? Keep reading and get to know its benefits and how to apply!
What are the benefits of Chase’s Freedom Unlimited Credit Card?
- No Annual Fees;
- Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening;
- Earn 3% on dining at restaurants, including takeout and eligible delivery services;
- Earn 3% on drugstore purchases;
- Earn 5% on travel purchased through Chase Travel;
- Earn unlimited 1.5% on all other purchases;
- Cash Back Rewards Do NOT Expire;
- No Minimum to Redeem Cash Back;
- Redeem your cash back for statement credit or direct deposit;
- Redeem your cash back for gift cards;
- Redeem your cash back for Trevel Discounts through Chase Travel;
- Redeem your cash back for paying Amaxon purchases;
- 0% intro APR for 15 months from account opening on purchases and balance transfers. After the intro period, a variable APR of 20.49%–29.24%;
- Travel and Emergency Assistance Services;
- Auto Rental Collision Damage Waiver;
- Zero Liability Protection;
- Purchase Protection;
- 24/7 Fraud Monitoring;
- Extended Warranty Protection;
- Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more;
- Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay;
- Earn 5% cash back on Lyft rides through March 31, 2025;
- Other Partner Benefits.
Pros vs Cons?
| ✔️ PROS | ❌ CONS |
| Cash Back; Trip Cancellation/Interruption Insurance; Zero Liability Protection; Chase Ultimate Rewards; and Purchase Protection |
Good/Excellent Credit Score Required |
| Internacional Coverage |
3% of International Transaction Fee |
| No Annual Fee |
5% Balance Transfer Fee |
How do I apply for the Chase Freedom Unlimited Credit Card?
To be eligible for this credit card, all you need is to be over 18 and have a Good/Excellent Credit Score. Here’s how it works:
Chase provides an online application process. So, access their credit card website and click on one of these two options: “Sign in to apply faster” or “apply as a guest”. During the application, you must provide any personal and financial information requested.
Then the bank will conduct a creditworthiness assessment to evaluate your credit history, income stability, and repayment capacity. This assessment helps determine the likelihood of credit card approval. Keep in mind that, the approved credit limit will also depend on it.