Thinking about applying for the Wells Fargo Active Cash Card? Whether you’re looking to earn unlimited cash rewards or take advantage of premium travel perks, this card packs an impressive punch.
This guide will walk you through everything you need to know about the card and how to apply online successfully.
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Who Issues the Wells Fargo Active Cash Card?
The Wells Fargo Active Cash Card is issued by Wells Fargo, one of the largest financial institutions in the U.S., known for its reliable banking and credit services.
With a reputation for providing excellent customer support and innovative financial products, Wells Fargo backs this card with robust security features and attractive incentives.
Key Benefits of the Wells Fargo Active Cash Card
The Wells Fargo Active Cash® Card is designed to reward you generously while offering practical everyday perks.
Here’s what makes this card stand out:
- Unlimited 2% Cash Rewards: Earn 2% cash back on every purchase, no categories to track or activate.
- $200 Welcome Bonus: Spend $500 in purchases within the first three months, and you’ll earn a $200 cash rewards bonus.
- 0% Intro APR: Enjoy a 0% introductory APR for 12 months on purchases and qualifying balance transfers. After that, the variable APR will range from 19.24% to 29.24%.
- No Annual Fee: Keep your wallet happy with no annual fees to worry about.
- Travel Perks: Includes benefits such as auto rental collision damage waiver, travel and emergency assistance services, and Visa Signature® benefits.
- Cellular Phone Protection: Get up to $600 coverage for damage or theft of your phone when you pay your bill with this card.
Who Is the Wells Fargo Active Cash Card Best Suited For?
This card is perfect for individuals who prioritize cash rewards and want a straightforward approach to earning. Specifically, it benefits:
- Everyday Spenders: The 2% cash rewards on every purchase ensure consistent benefits without any effort.
- Frequent Travelers: With travel perks like emergency assistance, rental car insurance, and Visa Signature® benefits, this card is great for those on the go.
- Budget-Conscious Users: Thanks to the $0 annual fee and the chance to earn a generous $200 welcome bonus, this card offers significant value without adding expenses.
- Individuals Looking to Consolidate Debt: The 0% intro APR on balance transfers makes it easier to manage existing balances.
Not only does this card provide top-tier rewards, but it also works well for those seeking financial flexibility.
Required Documents and Criteria
Before applying, make sure you meet the eligibility criteria and have the following documents ready:
Eligibility Criteria:
- Be at least 18 years old (or the age of majority in your state).
- Have a valid Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN).
- Maintain a fair to excellent credit score. Generally, 670 or higher is recommended to qualify.
Required Documents:
- Government-issued photo ID (e.g., a driver’s license or passport).
- Employment and income information.
- Social Security number or Taxpayer Identification number.
These documents ensure that your application proceeds without delays.
Steps to Apply for the Wells Fargo Active Cash Card Online
Applying for the Wells Fargo Active Cash Card is quick and straightforward. Follow these steps to kickstart your application and begin reaping the benefits:
- Visit the Wells Fargo Website: Navigate to the official Wells Fargo Active Cash Card page here. Take a moment to read up on the benefits and terms.
- Click “Apply Now”: Once you’re ready, click on the “Apply Now” button prominently displayed on the page.
- Fill Out the Application Form: You’ll need to provide personal details such as your full name, address, email, and phone number.
- Submit Financial Information: Add information about your employment, income, and any existing debts. Wells Fargo uses this data to assess your eligibility and credit limits.
- Review Terms and Conditions: Carefully read through the card’s terms to ensure you understand the APR, rewards structure, and other relevant details.
- Submit Your Application: Once everything is filled out and double-checked, click “Submit.” Wells Fargo will typically provide an instant decision. If further review is required, they’ll notify you of the next steps.
Start Earning with the Wells Fargo Active Cash Card Today
The Wells Fargo Active Cash Card is a versatile and rewarding choice for anyone looking to simplify purchases and maximize rewards. From unlimited cash back to exclusive Visa Signature® perks, it offers a lot of value.
Applying online is fast and straightforward, and once approved, you’ll start earning unlimited 2% cash back right away. Why wait? Head over to Wells Fargo’s website and begin your application process today!