Standard Bank Gold Credit Card

Benefits

Yes

Limit

Up to R250,000.00

🧾 Interest Rate

Personalized

👍 Requirement

Minimal monthly income of R5,000.00

★ 4.75 / 5

(1.126 reviews)

What is the Standard Bank Gold Credit Card?

The Standard Bank Gold Credit Card offers many competitive advantages and one of the higher limits on cards in South Africa. It is an ideal option for people with a mid-range to low income, especially if you travel quite often.

If you want a credit card that has many benefits, a limit that can go up to R250,000.00 and requires a R5,000.00 monthly income, this might be your favorite choice!

How does Standard Bank's Gold Credit Card work?

This credit card allows you to earn UCount Rewards Points everytime you use it as a paying method. You can trade the points for fuel and oil at Caltex, get great deals online and in-store at the Rewards Retailers, get local and international travel deals at the UCount Travel Mall, access to the Bidvest Premier Airport Lounges in South Africa, or invest into a Notice Deposit.

You also get other benefits, like travel discounts and food/lifestyle offers by using your card as a paying method.

In order to be eligible, all you need is to have a South Africa ID, proof of residence, be over 18 and have a minimal monthly income of R5,000.00.

Why could Standard Bank's Gold Credit Card be the best choice for you?

Get up to 20%* off on Emirates flights when you book through Leisure Desk
Access handpicked experiences and offers in cities around the world with Priceless Cities
Get up to 10%* cash back when you book on Booking.com using your Credit Card
Enjoy 10% off all hard and softshell luggage from Gopals
Get up to 10% discount on car rental when you book through Rentalcars.com and Budget car rental up to 20% through Avis
Enjoy up to 20% off flight prices anywhere in the world when you visit Travelstart and book with your Credit Card
Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at IHG
Get 15%* off wine, coffee, olive oils and more when you purchase online at Wine-of-the-Month Club
Get access to food and lifestyle offers on the Priceless Specials MEA App
Earn from 3* times more UCount Rewards Points every time you use your qualifying Credit Card, no matter where you shop
Enjoy 25% discount on your first Fiit subscription payment with your Credit Card
Unlock your potential with UNICAF and get 75% scholarship off your program tuition fees when you pay using your Credit Card after admission
Get your Mastercard Gamer Pass to participate in one of the biggest online gaming community at Gogamers
Get up to 10%* discount on surgeries & procedures when you pay with your Eligible Mastercard for Medical Tourism Concierge
You are covered with automatic basic Travel Insurance
Get an optional Credit Card Protection Plan
Shop at millions of merchants and ATMs worldwide
3D Secure verification for safe online shopping
Tap to Pay™ in-store for R500 or less
Link your card to the SnapScan or Masterpass apps to pay by phone
Manage your Gold Credit Card on your phone, in-app, online or at their ATMs
Activate or disable till-point, ATM and online card functionality using their app
Get up to 55 days free interest if your account is paid in full
3% minimum monthly repayment with automatic payment option

Expert Analysis

Fees

Benefits

Overall

Strengths

Benefits: Discounts, Cash Back, Travel Insurance, Protection Plan, UCount Rewards.
Coverage: Internacional;
Low minimum income: R5,000.00;
Limit: Up to R250,000.00.

Weaknesses

Monthly Fee: R63,00
Initiation Fee: R180,00
International Transaction Fee: 2.75%

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