U.S. Bank Cash+ Credit Card

Benefits

Yes

🪙 Cash Back

Up to 5%

Annual Fee

👍 Requirement

Good to Excellent credit score (690-850)

★ 4.5 / 5

(5.382 reviews)

What is the U.S. Bank Cash+ Credit Card?

The U.S. Bank Cash+ Credit Card is a great card for everyday purchases. It offers up to 5% cash back, with no annual fee. If you’re looking for a pratical and secure cash back credit card, this could be an essential choice.

How does U.S. Bank's Cash+ Credit Card work?

You can earn cash back everytime you use your credit card, that can be redeemed as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account. You can earn unlimited 1% cash back on all of your purchases and unlimited 2% cash back on your chosen category. While also having other benefits available for you.

In order to be eligible, all you need is to be over 18 and have a Good/Excellent Credit Score.

Why could U.S. Bank's Cash+ Credit Card be the best choice for you?

No Annual Fee;
Up to 5% Cash Back;
Unlimited 2% Cash Back for one category;
Unlimited 1% Cash Back for everything else;
0% intro APR for 15 months;
Redeem your rewards as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account;
Visa Signature Privileges

Expert Analysis

Fees

Benefits

Overall

Strengths

Benefits: Cash Back, Intro Offer, Visa Signature Privileges, Zero Liability Protection;
Annual Fee: No;
Cash Back: Up to 5%;
Coverage: Internacional;
0% intro APR for 15 months.

Weaknesses

Requirement: Good/Excellent Credit;
Foreign Transaction Fee: 3%;
Cash Back: Expire at the end of the month, 5% is limited, and 2% is unlimited for only one category;
APR: 19.49% to 29.74%.

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