Learn more about Wells Fargo Active Cash Credit Card and know how you can apply!
The Wells Fargo Active Cash Credit Card is a great card for everyday purchases. It offers unlimited 2% cash back, with no annual fee. If you’re looking for a pratical and secure cash back credit card, this could be the chosen one.
You can earn cash back everytime you use your credit card, that can be redeemed for purchases, to your account, at an ATM, or for gift cards. You can earn unlimited 2% cash back on all of your purchases. While also having other benefits available for you. Want to learn more about it? Keep reading and get to know its benefits and how to apply!
What are the benefits of Wells Fargo’s Active Cash Credit Card?
- Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months;
- Earn unlimited 2% cash back on all your purchases;
- No Annual Fee;
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. After that your variable APR will be 20.24%, 25.24% or 29.99%. Balance transfers made within 120 days qualify for the intro rate and fee;
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible;
- Security features like Voice Verification and 2-step Verification at sign-on;
- Pay bills and check account activity at home or on the go with the Wells Fargo Mobile app;
- Zero Liability Protection: built-in protection features ensure that you won’t be held responsible for unauthorized transactions, as long as they’re reported promptly;
- Contactless: tap your card where you see the Contactless Symbol and speed through checkout;
- With Credit Close-Up you own the skills to help understand and track your FICO Score, raise it, or maintain it;
- Redeem your cash back rewards for purchases, to your account, at an ATM, or for gift cards;
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature Concierge;
- Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties with the Visa Signature Hotel Collection.
Pros vs Cons?
| ✔️ PROS | ❌ CONS |
| No Annual Fee |
5% Balance Transfer Fee |
| Internacional Coverage |
3% International Transaction Fee |
| Unlimited 2% Cash Back |
Not many other benefits |
How do I apply for the Wells Fargo Active Cash Credit Card?
To be eligible for this credit card, all you need is to be over 18 and have a Good/Excellent Credit Score. Here’s how it works:
Wells Fargo provides an online application process. So, access their credit card website and click on the option: “Apply Now”. During the application, you must provide any personal and financial information requested.
Then the bank will conduct a creditworthiness assessment to evaluate your credit history, income stability, and repayment capacity. This assessment helps determine the likelihood of credit card approval. Keep in mind that, the approved credit limit will also depend on it.