Learn more about Capital One Venture Rewards Credit Card and know how you can apply!
The Capital One Venture Rewards Credit Card is the ideal choice for people who are looking for a great travel card, that allows you to get rewarded for doing so. If want a credit card with many perks for travelling, including miles program and no foreign transaction fees, this could be your perfect choice!
You can earn reward miles everytime you use your credit card. The Capital One Venture Rewards program allows you to redeem these miles in a variety of ways, like for booking through Capital One Travel, transferring miles to travel partners, or for purchases on Paypal.com or on Amazon.com. The rewards earned on this card do NOT expire and there is NO CAP to the amount you can earn on purchases. Want to learn more about it? Keep reading and get to know its benefits and how to apply!
What are the benefits of Capital One’s Venture Rewards Credit Card?
- No Foreign Transaction Fees;
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening;
- Earn Unlimited 5X miles on hotels and rental cars booked through Capital One Travel;
- Get Unlimited 2X miles per dollar on every purchase;
- Save 15% on flights using price prediction from Capital One Travel;
- Receive up to a $100 credit for Global Entry or TSA PreCheck;
- Book a trip with miles through Capital One Travel—or use miles to get reimbursed for past travel purchases made elsewhere;
- Travel Accident Insurance;
- Auto Rental Collision Damage Waiver;
- 24-Hour Travel Assistance Services;
- Transfer your miles reward to your choice of 15+ travel loyalty programs for more flexibility;
- Redeem your rewards miles as payment for purchases on Paypal.com or on Amazon.com;
- Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order;
- Extended Warranty;
- Access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events with Capital One Dining;
- Enjoy 5X miles on Capital One Entertainment purchases and access to can’t-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more;
- Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account;
- Pay for online purchases with virtual card numbers and keep your actual card number to yourself;
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$0 Fraud Liability: if your card is lost or stolen, you will not be responsible for unauthorized charges;
- Capital One Mobile App;
- 24/7 Customer Service;
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CreditWise: get alerts when your TransUnion or Experian credit report changes.
Pros vs Cons?
| ✔️ PROS | ❌ CONS |
| Miles Rewards Program, Capital One Travel, Travel Insurance, Transferring Miles to Travel Partners, Capital One Entertainment, Capital One Dining, Global Entry or TSA PreCheck Credit, $0 Fraud Liability |
Annual Fee of $95
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| Internacional Coverage (with no foreign transaction fees) |
Excellent Credit Score Required
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How do I apply for the Capital One Venture Rewards Credit Card?
To be eligible for this credit card, all you need is to be over 18 and have an Excellent Credit Score. Here’s how it works:
Capital One provides an online application process. So, access their credit card website and click on one of these two options: “See If I’m Pre-Approved” or “Apply Now”. During the application, you must provide any personal and financial information requested.
Then the bank will conduct a creditworthiness assessment to evaluate your credit history, income stability, and repayment capacity. This assessment helps determine the likelihood of credit card approval. Keep in mind that, the approved credit limit will also depend on it.