Learn more about TD Aeroplan Visa Infinite Credit Card and know how you can apply!
The TD Aeroplan Visa Infinite Credit Card is made for people who travel quite a lot and want to have privileges when doing so. It allows you to get rewarded for travelling, while also getting points for everyday purchaces. If you also want a flexible reedemption option for your rewards, this could be a great card for you!
You can earn points for every $1 spent with your credit card. Then you can redeem your Aeroplan points in a variety of ways, like using your your points to pay for your travel purchases – including car rentals, taxis, accommodations and more -, or to get premium merchandise, gift cards, activities and much more at the Aeroplan eStore. Want to learn more about it? Keep reading and get to know its benefits and how to apply!
What are the benefits of TD’s Aeroplan Visa Infinite Credit Card?
- Welcome Offer: earn up to $1,200 in value, including up to 50,000 Aeroplan points (enough for a round trip to New York City) and additional travel benefits;
- Earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada purchases (including Air Canada Vacations);
- Earn 1 point for every $1 spent on all other Purchases;
- Earn points twice when you pay with your card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore;
- Flexible Redemption: you can redeem your Aeroplan points when booking flights with Air Canada or other travel bookings like hotels or car rentals through the Air Canada website or the Air Canada mobile app. You can also redeem them for premium merchandise, gift cards, activities and much more at the Aeroplan eStore;
- Earn more at Starbucks: link your eligible card to earn 50% more Stars at participating Starbucks stores;
- Extended Warranty and Purchase Protection;
- Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices;
- Air Canada Travel Benefits: enjoy your first checked bag free of fee, reach Aeroplan Elite Status more quickly, and complimentary upgrade to Avis Preferred Plus;
- Visa Infinite Perks: 24-hour Concierge Service, seven exclusive benefits when you book your stay through Luxury Hotel Collection, have access to exclusive gourmet events with Dining Series, exclusive benefits at over 95 participating wineries with Wine Country Program, get exclusive access to tickets to curated events across Canada throughout the year with Entertainment Access; Troon Golf Rewards;
- Travel Coverage: Travel Medical Insurance; Common Carrier Travel Accident Insurance; Emergency Travel Assistance Services; Trip Cancellation/Interruption Insurance; Auto Rental Collision Loss/Damage Insurance; Flight/Trip Delay Insurance; Delayed and Lost Baggage Insurance; Hotel/Motel Burglary Insurance; and Save time at the border with NEXUS;
- Save a minimum of 10% off the lowest base rates for rental cars through Avis Rent A Car and Budget Rent A Car in Canada and the US, and a minimum of 5% off the lowest available base rates internationally, on qualifying car rentals at participating Avis and Budget locations;
- Get notified via text, email, and phone if TD notices potential suspicious transactions on your account;
- Add-Ons: TD Auto Club Membership and TD Credit Card Payment Protection Plan
Pros vs Cons?
| ✔️ PROS | ❌ CONS |
| Earn up to $1,200 in value, including up to 50,000 Aeroplan points (enough for a round trip to New York City) and additional travel benefits as welcome offer |
Annual Fee of $139 and International Fee of 2,5% |
| Aeroplan Points Program; Reward Redemption Flexibility; Starbucks Rewards; Travel Benefits; Travel Insurance; Exclusive Visa Infinite Benefits; Offers & Deals; Mobile Device Insurance; Extended Warranty and Purchase Security |
Minimum annual income of $60,000 (individual) or $100,000 (household) is required |
How do I apply for the TD Aeroplan Visa Infinite Credit Card?
To be eligible for this credit card, you need is to be a Canadian resident and be at least the age of majority in the province or territory you live in, and also have the minimum annual income required. Here’s how it works:
TD provides an online application process. So, access their credit card website and click on the option: “Apply Now”. During the application, you must provide any personal and financial information requested.
Then the bank will conduct a creditworthiness assessment to evaluate your credit history, income stability, and repayment capacity. This assessment helps determine the likelihood of credit card approval. Keep in mind that, the approved credit limit will also depend on it.