Get to know the FIT Mastercard Credit Card and know how you can apply!
If you’re looking to build or rebuild your credit score, the FIT Mastercard Credit Card could be a stepping stone toward better financial health. Designed for those with any score and/or financial situation, this card offers a way to demonstrate responsible credit use while accessing essential credit features.
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Its credit-building features, such as full credit bureau reporting and potential credit limit increase, make it an effective tool for improving your score. All of that with a monthly maintenance fee waiver for the first year and no foreign transaction fee for a whole year, making it a budget-friendly option while you also manage your finances.
Key Features
- For Any Type of Credit Score;
- No Security Deposit Required;
- Helps Improve Your Credit Score;
- Easy and Fast Approval;
- Reports To Major Credit Bureaus;
- 24/7 Online Access;
- International Coverage;
- Mastercard Zero Fraud Liability Protection.
Fees and Charges
- One-Time Fee: $95;
- APR: 35.90%;
- Annual Fee: $99 introductory fee for the first year, then $125 thereafter;
- Monthly Maintenance Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month);
- Monthly Fees: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month);
- Foreign Transaction Fee: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars;
- Cash Advance: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance.
Why You Should Get The FIT Mastercard Credit Card
The card is tailored for those with bad or limited credit history, making approval more accessible. Unlike many traditional credit cards, the is more flexible with approval criteria, focusing on providing a second chance to those who need it.
It provides an opportunity to rebuild your credit score, which is essential when looking for better loan terms and many other aspects of your financial life. By making on-time payments and keeping your balance low, you can improve your score.
Starting with a $400 credit limit, it gives you a manageable starting point. With responsable usage, you can potentially double your credit limit within six months, which helps with credit utilization ratio – another key factor in your credit score.
How To Apply To FIT Mastercard Credit Card
As you can see this is a great card for credit building. So, if you’re interested, click the button below to learn more about the card, its benefits, requirements, and application process. This could be your first step towards reaching your financial safety.