If improving or rebuilding your credit score is your goal, the FIT Mastercard Card could serve as a helpful tool on your path to better financial stability. This card caters to individuals across various credit backgrounds and provides an opportunity to develop healthy credit habits while enjoying essential features.
[card=3585]
With benefits such as reporting to all major credit bureaus and a chance to increase your credit limit, the card supports your efforts to enhance your credit score.
Plus, it offers financial perks, including no monthly maintenance fees for the first year and no foreign transaction fees during that period, making it an affordable option for managing your credit responsibly. Follow along and see how to apply!
Key Benefits
- Accessible to All Credit Types
- No Need for a Security Deposit
- Supports Credit Score Improvement
- Simple and Quick Approval Process
- Reports to Major Credit Bureaus
- 24/7 Online Account Access
- Global Usability
- Includes Mastercard Zero Fraud Liability
Fees and Costs
- One-Time Fee: $95
- APR: 35.90%
- Annual Fee: $99 for the first year, increasing to $125 after that
- Monthly Maintenance Fee: Waived the first year, then $150 annually (charged $12.50 monthly)
- Foreign Transaction Fee: $0 in the first year, then 3% of each transaction in U.S. dollars
- Cash Advance Fee: $0 the first year, then $10 or 3% of each cash advance, whichever is higher
Why Choose the FIT Mastercard Credit Card?
This card is designed for individuals with poor or limited credit histories, offering a more lenient approval process compared to traditional cards.
It’s an opportunity to rebuild your credit, opening doors to improved loan terms and enhancing other aspects of your financial health.
By starting with a manageable $400 credit limit, you can take steps toward better financial habits.
With responsible card use, including timely payments and keeping balances low, you may see your credit score improve. Furthermore, your credit limit could double in just six months, which can positively impact your credit utilization ratio.
How to Apply for the FIT Mastercard Card
If this card sounds like a good fit for your credit-building needs, don’t hesitate to explore its benefits.
Click the button below to learn more about the requirements and application process and begin your financial improvement today.