Approval
Easy approval
🪙 Ideal For
Building your credit history
Annual Fee
No fee
👍 Requirement
Poor credit score
★ 4.0 / 5
(325 reviews)
The Home Trust Secured Visa Credit Card is a great choice for Canadians looking for an easy approval card that allows you to improve your credit score. This card has worldwide acceptance and its credit limit ranges from $500 to $10,000, making it an ideal card for someone who is just starting their financial life.
It is designed to help you build your credit, therefore it has one of the highest approval rates on the market, making it an option even to those who are recovering from bankruptcy.
You can choose how much of a security deposit you want to put on the card and will be used to clear any outstanding balance in the event that you can’t pay it off. Home Trust will then report your payment activity to credit bureaus on a monthly basis. So, as long as you stick to paying it off responsibly, you’ll start seeing your credit score increase.
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