No hard pull on your history. No bank account? No problem. The card that says “yes” when others say “no”. Many cards promise to build credit, but disable the idea that you already have a bank account or pass your history through a verification process that could deny your application. The OpenSky Secured Visa card eliminates these barriers completely.
It was designed to offer a fresh start, without judgment. You don’t need a bank or a perfect score to get started, because OpenSky focuses on your future, not your past.
With an average approval rate of 88%, it’s one of the most accessible tools on the market for those who need credit now. Follow along and see how to apply for yours!
[card=6159]
Why do Americans love the OpenSky Secured Visa Card?
- No Credit Check: The issuer does not perform a credit check at the time of application, meaning your current rating does not affect your chances of approval and the application leaves no “marks” on your report.
- No Bank Account Required: Unlike most cards, you don’t need a current account to apply.
- Reports to the 3 major bureaus: Your payments are reported monthly to TransUnion, Experian, and Equifax, ensuring your punctuality builds a solid history quickly.
- Flexible Options: Choose between the standard version or the OpenSky Plus version, depending on what fits your budget.
Advantages of the OpenSky Secured Visa
👉 Almost guaranteed approval: Ideal for those who have been rejected by other banks (do not have a strong SSN or high score), where the approval rate is extremely high.
❌ Protection against unforeseen events: You set your limit (minimum of $200).
🤑 Earn Rewards: Earn up to 10% Cash Back on select purchases at over 40,000 participating retailers.
Ready to apply for your OpenSky Visa card?
Thousands of people use OpenSky as the ultimate gateway to the American financial system.
If you don’t have a bank account or have a very damaged credit history, this card is often the best (and sometimes only) secure solution to get back in the game.
No credit check. No bank account required. Just the opportunity you need. Ready to start your journey? Click the button below and start your application in minutes!