Benefits
Yes
Minimum Credit Limit
$5,000
Foreign Transaction Fees
No fees
Requirement
Minimal annual personal income of $12,000
★ 4.5 / 5
(1,248 reviews)
This is one of the most rewarding credit cards available in Canada. It offers useful benefits, travel insurance and no foreign transaction fees, a great option for everyday purchases and travelling. So if you’re looking for a card that has low income requirement, Amex perks and Scene+ points, this card is for you!
The value of Scotiabank’s Scene+ points may vary based on the redemption method you choose, but it’s approximately 1 cent per point. According to ScotiaBank’s website, in the first year, you could potentially earn $680 in travel rewards. To redeem the points you’ve earned you can use the Scene+ rewards catalog online, you can redeem them for travel, gift cards, merchandise or cash back.
In order to be eligible, all you need is to be a Canadian resident, the age of majority, have no history of bankruptcy in the last seven years and have a minimal annual personal income of $12,000.
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