Learn more about this Indian secured credit card: Paisabazaar Step Up SBM Bank!
If you are looking for a secured no annual fee Indian credit card that has easy approval, the Paisabazaar Step Up SBM Bank card might be an amazing choice. Offering the option to choose how much of a security deposit you want to put on the card – from Rs. 2,000 up to Rs.60,000 -, and providing a credit limit equivalent to 90% of the fixed deposit amount.
Along with all these advantages, this credit card has a reward program, allowing you to earn points for spending money with it, that can later be redeemed. You can also get up to 50 days interest-free period.
Paisabazaar Step Up SBM Bank Credit Card
✔️ Secured
✔️ No Annual Fee
✔️ Reward Points
✔️ Offers and Discounts
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✔️ STRENGTHS |
Benefits: Reward Points, Offers and Discounts, Secured |
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Secured Credit Card: easy approval and ideal for building your credit score |
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High FD (Fixed Deposit) Interest Rate: earn interest at 6.55% |
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Low Minimum Deposit Amount: Rs. 2,000 |
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No Annual Fee |
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❌ WEAKNESSES |
Reward Program: you only earn 1 point per Rs. 100 spent and during redemption 1 point = Rs. 0,25 |
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Joining Fee: for FD of less than or equal to ₹5000: Rs. 250 + 18% GST and for FD more than ₹5000: Nil |
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Not Many Other Benefits |
Beyond the major perks, its purpose is to help you boost your credit score, making it ideal for someone who is just starting their financial life or even recovering from bankruptcy. If you are interested in this credit card, click on the button below and learn even more about it, its benefits, all the requirements, and how to apply! This could be your first step towards establishing your financial growth and stability.