Find out what are the best credit cards for Black Friday shopping in different countries and make the most out of your money!

Black Friday is a prime time for deals and discounts, but did you know that choosing the right credit card can amplify your savings even more? You can earn cashback or rewards, enjoy extended warranty and price protection, and access exclusive discounts. So, find out what are the best credit cards for Black Friday shopping, whether you’re shopping in-store or online!

Why Use a Credit Card for Black Friday Shopping?

Credit cards come with built-in benefits that can be great for shopping, especially during high-spending seasons like Black Friday. Here are some of the reasons to use a credit card for Black Friday shopping:

• Cashback and Rewards: many credit cards offer cashback or reward points for purchases, making it easy to save money while you spend;
• Purchase Protections: cards often come with protection features, such as extended warranty, price protection, fraud protection;
• Special Offers and Discounts: some credit cards offer exclusive discounts or promotions specifically for Black Friday shoppers;
• Introductory APR Offers: many cards feature 0% introductory APR, allowing you to finance large purchases without worrying about interest for a limited time.

Best Credit Cards For Black Friday Shopping

United States Of America (USA)

Chase Freedom Flex

This is an excellent option for shoppers who want to maximize their rewards during Black Friday. This card offers a 5% cashback on rotating bonus categories each quarter, and retail stores are often featured during the holiday shopping season. Besides thebonus categories, you can still earn 1% cashback on all other purchases, ensuring you’re always earning rewards. New cardholders can take advantage of 0% APR on purchases for the first 15 months, making it perfect for big-ticket items during Black Friday. On top of that, you can enjoy all the perks without paying for an annual membership.

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Discover it Cash Back

This is another top contender, offering up to 5% cashback on quarterly rotating categories, including retailers that often see high Black Friday traffic – like Amazon, Walmart, department stores -, allowing you to earn more cashback on your purchases. In addition to that, Discover will match all the cashback you’ve earned at the end of your first year, effectively doubling your rewards. It also has no annual fee, making it a budget-friendly choice, while also protecting your Black Friday purchases with Discover’s extended warranty coverage.

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Citi Double Cash Card

If you prefer simplicity and consistent cashback across all purchases, with no category restrictions or enrollment needed, this credit card is ideal. You earn unlimited 2% cashback on all purchases, which is perfect for all types of Black Friday purchases. It also offers 0% introductory APR for the first 18 months and no annual fee.

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U.S. Bank Cash+ Visa Signature Card

This is a great pick for frequent shoppers, offering 6% cashback on your top two eligible categories every quarter, including retailers that often see high Black Friday traffic. On top of that, you earn 2% cash back on one everyday category you choose each quarter and 1% on all other purchases. You can also benefit from 0% introductory APR on purchases and balance transfers for 15 months, which is perfect for paying off larger Black Friday purchases over time. All of that, with no annual fee.

[card=4258]

Canada

Brim Mastercard Card

Brim offers a wide array of exclusive offers through its network of over 200 partners, providing savings on everyday items and luxury brands alike, and you can receive up to 30% in rewards when shopping with specific partners. On top of that, you earn points every time you spend money, with no cap and no expiration date, while having many options to reedem your rewards, including cash back. Brim offers additional security for your purchases, with extended warranties and other coverages.

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SimplyCash Preferred Card from American Express

Unlike other cards that offer tiered rewards, SimplyCash gives you a flat 2% cash back on all your purchases. This is especially useful for Black Friday when you might be making larger purchases. You can also earn 4% cash back on gas and on grocery. There’s no limit to the amount of cash back you can earn, making it ideal for shopping. You also get shopping coverage, ensuring your purchases are protected during the busy holiday season. With access to exclusive deals and discounts, cardholders can get additional savings from a variety of retailers.

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Amazon.ca Rewards Mastercard

This is a natural fit for frequent online shoppers, particularly if you plan to take advantage of Black Friday deals on Amazon. You can earn up to 2.5% back on purchases made at Amazon.ca, Whole Foods, and other Amazon-associated brands. For all other purchases, you get 1% back. This card has no annual fee, making it accessible for shoppers who want a straightforward way to earn rewards without any cost. During Black Friday, when Amazon offers significant discounts on electronics, books, and other products, this can help you rack up rewards quickly.

[card=4268]

South Africa

Capitec Global One Credit Card

This card is perfect for savvy shoppers looking to manage their spending with lower fees and interest rates. The rewards program and international use make it a versatile tool for grabbing both local and global Black Friday deals. You can earn 1% cash back on all your purchases and up to 55 days interest-free period.

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Nedbank Platinum Credit Card

With greenbacks rewards program and buyers protection, this card provides excellent value for Black Friday shoppers who want to ensure they’re getting the most from their purchases. The interest-free period further enhances its appeal, allowing you to make large purchases and delay payment without accruing interest. Nedbank Platinum cardholders are automatically enrolled in the Greenbacks Rewards program, where they earn points on every purchase. These points can be redeemed for travel, shopping, or even cash back.

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