Learn more about Standard Bank Titanium Mastercard Credit Card and know how you can apply!
The Standard Bank Titanium Credit Card offers one of the highest limits on cards in South Africa and it is a good choice for people who travel quite a lot and want a card with many advantages, but also a card for your regular daily purchaces. If you’re looking for a credit card with travel insurance and perks, a limit up to R250,000.00, and that allows you to earn rewards you can trade, this card is for you!
It is the perfect combo for travel and lifestyle. Want to learn more about it? Keep reading and get to know its benefits and how to apply!
What are the benefits of Standard Bank’s Titanium Mastercard Credit Card?
- Get up to 20% off on Emirates flights when you book through Leisure Desk;
- Enjoy up to 20% off your next international car rental when you book with Avis;
- Access handpicked experiences and offers in cities around the world with Priceless Cities;
- Get up to 10% cash back when you book on Booking.com using your Credit Card;
- Get 15% discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book with your Credit Card;
- Enjoy up to 20% off flight prices anywhere in the world when you book with travelstart using your Credit Card;
- Enjoy 10% off all hard and softshell luggage from Gopals;
- Get 10% discount on car rental when you book through Rentalcars.com and Budget International;
- 6 Complimentary visits at any Bidvest Premier domestic lounge with your Titanium Credit Card;
- 6 Complimentary visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Card*;
- Get 15% off purchases when you purchase online at Wine-of-the-Month Club;
- Earn from 3 times more UCount Rewards Points every time you use your qualifying Credit Card, no matter where you shop;
- Shop at over 100,000 U.S. retailers, and enjoy shipping discounts with MyUs.com;
- Enjoy 25% discount on your first Fiit subscription payment with your Credit Card;
- Get your Mastercard Gamer Pass to participate in one of the biggest online gaming community at Gogamers;
- Enjoy 2 months of Lingokids for free for new users and thereafter get 30% off monthly subscriptions;
- Unlock your potential with UNICAF and get 75% scholarship off your program tuition fees when you pay using your Credit Card after admission;
- Get up to 10% discount on surgeries & procedures when you pay with your Eligible Mastercard Medical Tourism Concierge;
- Get covered with automatic basic Travel Insurance when you book your trip using your Credit Card;
- Get ATM Robbery protection in the event of an ATM robbery, you will be covered with Mastercard;
- Shop at millions of merchants and ATMs worldwide;
- 3D Secure verification for safe online shopping;
- Change your credit limit on request;
- Get up to 55 days interest free if your account is paid in full;
- No monthly fee if bundled with a Prestige Banking account.
Pros vs Cons?
| ✔️ PROS | ❌ CONS |
| Benefits like Discounts, Cash Back, Travel Insurance, Protection Plan, UCount Rewards |
UCount Rewards points can’t be used outside of the ones selected by the reward program |
| Internacional coverage |
2.75% of International Transaction Fee |
| Limit up to R250,000.00 |
Monthly Fee of R89,00 + Initiation Fee of R190,00
|
How do I apply for the Standard Bank Titanium Mastercard Credit Card?
To be eligible for this credit card, all you need is to have a South Africa ID, proof of residence, be over 18 and have a minimal monthly income of R25,000.00 or have a post-grad degree. Here’s how it works:
Apply on Internet Banking:
- Sign into your Internet Banking profile to apply online
- On the top navigation menu, select Borrow and complete your information
- Follow the on-screen steps to find out which credit card you qualify for
Apply on the Standard Bank App:
- Sign into your Standard Bank App
- Tap on the More icon at the bottom of your screen
- Next, tap on Open a new account
- Select Personal Lending
- Tap the Apply button under the Credit Card option and follow the on-screen steps
- For more detailed instructions, you can visit our Apply for a Credit Card page in our Help Centre.
Apply via Cell phone Banking:
Make sure you have a minimum of R2 airtime to begin your application
- Dial *120*2345# on your cell phone
- From the menu, select option 3
- Follow the easy steps
- Success or failure of your application will be notified by SMS
- One of our agents will then contact you to discuss next steps
Don’t have a Standard Bank Account?
You can still apply for a credit card by:
- Completing a Call Me Back form
- Cellphone Banking
Remember to have the following ready:
- A copy of your South Africa ID (or your passport if you are not a South African citizen)*
- A recent payslip
- 3 months bank statement
- Proof of residence not older than 3 months
- You must earn R25,000 or more per month**
* You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.
**Or have a post-grad degree.