Choosing the right credit card can improve your financial health, reward your lifestyle, and even save you money. With so many options on the market, deciding which one is best for you can feel overwhelming. But don’t worry—we’re here to help!
We’ve reviewed the best credit cards of March 2025 and compiled this list to match a variety of needs. Whether you’re a frequent traveler, a foodie, or a student building credit, there’s a card that’s perfect for you. Keep reading to discover the standouts for balance transfers, rewards, perks, and more.
Best credit cards of March 2025
Best Balance Transfer Credit Card
Citi Simplicity® Card
The Citi Simplicity® Card is perfect for anyone looking to consolidate high-interest debt. Its standout feature is a 0% introductory APR for 21 months on both balance transfers and purchases. Plus, there are no late fees or penalty rates, removing much of the stress of missing the occasional payment.
Key Benefits:
- No annual fee
- 0% APR for 21 months
- No penalty APR
Why it’s great: This card puts you in control of your finances with an extended interest-free window and fees that won’t surprise you.
Best Credit Card for Dining
American Express® Gold Card
Love dining out or ordering in? The American Express® Gold Card rewards food enthusiasts with 4X Membership Rewards® points at restaurants (including takeout and delivery) and at U.S. supermarkets on up to $25,000 annually. Plus, you’ll earn 3X points for flights booked directly with airlines.
Key Benefits:
- 4X points for dining and groceries
- $120 annual dining credit with select partners
- Access to AmEx-exclusive benefits
Why it’s great: Foodies and frequent travelers earn rewards for the things they already love.
Best No Annual Fee Credit Card
Citi Double Cash® Card
The Citi Double Cash® Card offers a straightforward rewards structure, ideal for those who love simplicity. You’ll earn 2% unlimited cash back—1% when you make a purchase and another 1% when you pay it off.
Key Benefits:
- No annual fee
- 2% cashback on all spending
- Easy-to-redeem rewards
Why it’s great: A no-hassle card with consistent rewards.
Best Cash-Back Credit Card
Chase Freedom Unlimited®
The Chase Freedom Unlimited® Card helps you maximize earnings every time you swipe. Enjoy 5% cash back on travel booked through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on everything else.
Key Benefits:
- $200 bonus after spending $500 in the first three months
- Flexible categories
- No annual fee
Why it’s great: It’s a versatile option with excellent bonus categories for everyday spending.
Best No Annual Fee Travel Credit Card
Discover it® Miles
Travelers who want rewards without paying an annual fee will love Discover it® Miles. Earn 1.5X miles per dollar and double your rewards at the end of the first year, thanks to their unique unlimited match program.
Key Benefits:
- No annual fee
- 1.5X miles on all spending
- First-year mile match guarantees extra value
Why it’s great: A straightforward option for the travel enthusiast who prefers no annual fees.
Best for Airport Lounge Access
The Platinum Card® from American Express
Indulge in luxury with The Platinum Card® from American Express, offering access to over 1,400 airport lounges worldwide through the Global Lounge Collection. Earn 5X Membership Rewards® points on flights booked directly with airlines or through AmEx Travel.
Key Benefits:
- Premium lounge access
- $200 annual airline fee credit
- Exclusive experiential perks for platinum members
Why it’s great: Frequent flyers can prioritize comfort and rewards during their travels.
THE PLATINUM CARD FOR AMERICAN EXPRESS
Best Secured Credit Card
Discover it® Secured Credit Card
If you’re building or rebuilding credit, the Discover it® Secured Credit Card is a top choice. Earn 2% cash back at gas stations and restaurants and 1% on all other purchases. Your account is regularly reviewed for automatic upgrades to unsecured credit.
Key Benefits:
- No annual fee
- Cash-back rewards—rare for secured cards
- Reports to all three credit bureaus
Why it’s great: It offers rewards while helping you establish better credit.
DISCOVER IT SECURED CREDIT CARD
Best Welcome Bonus
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card delivers a generous welcome bonus—earn 60,000 points after spending $4,000 in the first 3 months, worth $750 when redeemed for travel via Chase Ultimate Rewards®.
Key Benefits:
- 2X points on travel and dining
- Flexible redemption options
- Competitive intro bonus
Why it’s great: This is the card for anyone who loves big travel rewards right off the bat.
Best Grocery Rewards Credit Card
Blue Cash Preferred® Card from American Express
Families and grocery shoppers will adore earning 6% cash back on up to $6,000 spent annually at U.S. supermarkets. There’s also 3% cash back on transit, including rideshares, buses, and trains.
Key Benefits:
- Industry-leading grocery rewards
- Intro APR offer on purchases
- No-hassle cash-back redemption
Why it’s great: Maximize rewards with everyday purchases.
Other Cards for Specific Needs:
- Best for Global Entry/TSA PreCheck® Credit: Capital One Venture Rewards Credit Card
- Best for 0% APR: Wells Fargo Reflect® Card
- Best for Premium Perks: Capital One Venture X Rewards Credit Card
- Best for Gas Rewards: PenFed Platinum Rewards Visa Signature® Card
How to Pick the Right Credit Card for You
When choosing a credit card, consider your spending habits, lifestyle, and financial goals:
- Do you travel frequently? Opt for travel rewards or lounge perks.
- Paying off debt? Look for balance transfer offers with long 0% APR periods.
- Want consistent rewards? Choose a straightforward cashback card.
Explore your options, and choose a card that matches your needs—not just short-term offers.